Start Now, Get Perfect Later

(function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){ (i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o), m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m) })(window,document,'script','https://www.google-analytics.com/analytics.js','ga'); ga('create', 'UA-33370431-3', 'auto'); ga('send', 'pageview'); Have you been thinking about investing in property for years but just haven't taken that first step? You're not alone. With so many different factors to think about, choosing the perfect property [link to buying a property checklist] can be (and in reality is) impossible. That doesn't mean do nothing! Every year of indecision is a year of lost income and lost capital growth. The power of compounding means that each year you delay costs you more and more and more. That could be £30,200 in year one [Fareham, £200k, £850 rent, gross capital increase and income]. In five years that would be £172,102. [£122,102 (capital growth at 10% per annum) £51,000 (rental income with no annual growth)]. Just from five years of delay!...
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Unlimited Return?

(function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){ (i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o), m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m) })(window,document,'script','https://www.google-analytics.com/analytics.js','ga'); ga('create', 'UA-33370431-3', 'auto'); ga('send', 'pageview'); Property offers the ability to get a return using other people’s money. In no other environment will a bank lend you money to invest. You provide a deposit (usually 25%). The bank provides the rest. Park that. Around Fareham, a standard 2 bed terrace house (ideal for BTL [link to ideal BTL article]) is £200,000[2017]. Your deposit: £50,000. Bank loan: £150,000. Rent: £850. Annual rent: £10,200 Gross return of whole property value: £10,200/£200,000 = 5.1% Gross return of what you have actually put it: 20.4% And that’s just income. On average, over the last 50 years, house prices have increased by 10% a year. Including the dips of 2008 and the late 80s. However, you can’t predict how house prices will increase and you can only realise that money if you re-mortgage or sell. Rental income is a more predictable return. Imagine now that you’ve added value to the property...
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